CNC Catastrophe & National Claims
Effective August 29, 2020
Collection of Your Personal Information
In order to better provide you with products and services offered on our Site, CNC may collect personally identifiable information, such as your:
- First and Last Name
- Email Address
- Phone Number
- Job Title
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through CNC's public message boards, this information may be collected and used by others.
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site. These may include: (a) registering for an account on our Site; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.
Use of Your Personal Information
CNC collects and uses your personal information to operate its website(s) and deliver the services you have requested.
CNC may also use your personally identifiable information to inform you of other products or services available from CNC and its affiliates.
Sharing Information with Third Parties
CNC does not sell, rent or lease its customer lists to third parties.
CNC may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to CNC, and they are required to maintain the confidentiality of your information.
CNC may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on CNC or the site; (b) protect and defend the rights or property of CNC; and/or (c) act under exigent circumstances to protect the personal safety of users of CNC, or the public.
Tracking User Behavior
CNC may keep track of the websites and pages our users visit within CNC, in order to determine what CNC services are the most popular. This data is used to deliver customized content and advertising within CNC to customers whose behavior indicates that they are interested in a particular subject area.
Automatically Collected Information
Information about your computer hardware and software may be automatically collected by CNC. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the CNC website.
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
Children Under Thirteen
CNC does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.
From time to time, CNC may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication.
If you would like to stop receiving marketing or promotional communications via email from CNC, you may opt out of such communications by clicking on the Unsubscribe button or replying STOP.
Changes to This Statement
It is the written policy of CNC that all information contained within CNC's claims management system including copy, training materials, files, policies, testing exams, system structure, and all other information is the exclusive property of CNC and/or their clients. No information is to be used, disseminated, or otherwise posted or shared with other parties nor on websites, blogs, or any other forum, public or private. All questions concerning any materials related to CNC or their clients should be addressed to CNC only.
CNC welcomes your questions or comments regarding this Statement of Privacy. If you believe that CNC has not adhered to this Statement, please contact CNC at:
CNC Catastrophe & National Claims
2928 N McVay Dr
Mobile, Alabama 36606
Telephone number: 251-471-4718
Copyright, Credit, and Logo
California Do Not Track Disclosures
“Do Not Track” is a privacy preference that users can set in their web browsers. When a user turns on a Do Not Track signal in their browser, the browser sends a message to websites requesting that they do not track the user. For information about Do Not Track, please visit www.allaboutdnt.org
. For information on how to opt out from tracking technologies used on our website, see our cookies policy which is available here:Cookies Policy
(our website). This Cookies Policy is effective from May 24, 2018. 'Essential' cookies are automatically placed on your computer or device when you access our website or take certain actions on our website. For residents of the European Union, 'non-essential' cookies and other technologies are only placed on your computer or device if you have consented to us doing so. Customers outside of the EU can modify their use of 'non-essential' cookies and other technologies by reviewing the information contained below or in the section How to Accept or Reject Cookies. For information on the difference between essential and non-essential cookies, see the section below entitled About Cookies. For information on how you consent and how you can withdraw your consent to us placing non-essential cookies and other technologies on your computer or device, see the section below entitled How to Accept or Reject Cookies.
Essential Cookies and Non-essential Cookies
What are Cookies?
Cookies are small data files sent by a website’s server to a web browser, processor memory, or hard drive and stored there. They can be used for a range of different purposes, such as customizing a website for a particular user, helping a user navigate a website, improving that user’s website experience, and storing that user’s preferences and login information.
LIST OF COOKIES USED
Essential and Non-essential Cookies
Cookies can be classified as either ‘essential’ or ‘non-essential’. Essential cookies: these are cookies that are either used solely to carry out or facilitate the transmission of communications over a network; or strictly necessary to provide an online service (e.g. our website or a service on our website) which you have requested. Non-essential cookies: these are any cookies that do not fall within the definition of essential cookies, such as cookies used to analyze your behavior on a website or personalize site and email content to your interest (‘functional’ cookies) or cookies used to display advertisements to you (‘advertising’ cookies).
Session and Persistent Cookies
Cookies can be classified as either ‘session’ or ‘persistent,’ depending on how long they last after they are placed on your browser. Session cookies: session cookies last for as long as you keep your browser open. They expire when you close your browser. Persistent cookies: persistent cookies expire at a fixed point in time or if you manually delete them from your browser, whichever occurs first.
First and Third Party Cookies
Cookies can be classified as ‘first party’ or ‘third party’. First party cookies: these are cookies placed on your device by our website domain. Third party cookies: these are cookies placed on your device by third party website domains. If you require further information about cookies in general, please visit www.allaboutcookies.org
The law states that we can store cookies on your device if they are strictly necessary for the operation of this site. For all other types of cookies we need your permission.
This site uses different types of cookies. Some cookies are placed by third party services that appear on our pages. Your consent applies to the following domains: www.adjustingexpectations.com
Necessary cookies help make a website usable by enabling basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies.
Statistic cookies help website owners to understand how visitors interact with websites by collecting and reporting information anonymously.
Marketing cookies are used to track visitors across websites. The intention is to display ads that are relevant and engaging for the individual user and thereby more valuable for publishers and third party advertisers.
Unclassified cookies are cookies that we are in the process of classifying, together with the providers of individual cookies.
Legal Basis for Processing:
We process information about you contained in or obtained from essential cookies in our legitimate interests (Article 6(1)(f) of the General Data Protection Regulation).
Ensuring our site functions properly and providing you with online services you have requested. HOW TO OPT OUT OF ESSENTIAL COOKIES
Most browsers allow you to block all cookies, including essential cookies. Please note, however, that if you block all cookies, parts of our website and its functionality may not work or display properly. You can delete existing cookies from your browser by clearing your browsing data and ensuring that the option to delete cookies is selected. For more detailed information on how to accept and reject cookies, including guidance for specific browsers, please see the section below entitled How to Accept or Reject Cookies.
We use the following types of non-essential cookies on our website:
Analytical (or Performance) Cookies
Targeting (or Advertising) Cookies
These are cookies that are designed for purposes such as enhancing a website’s functionality. These are either not strictly essential for the website or functionality which you have requested to work, or are cookies which serve non-essential purposes in addition to their essential purpose.
How to opt in or out from functional cookies see the section below entitled How to accept or reject cookies.Processing information about you contained in or obtained from functional cookies.
Legal basis for processing
: we process information about you contained in or obtained from functional cookies in our legitimate interests (Article 6(1)(f) of the General Data Protection Regulation). We will only process such personal information if you have consented to us placing cookies on your computer or device.
: improving your website experience and providing or enhancing the website functionality you have requested via personalization technology. Additionally, we use this information to determine where users may be encountering errors or bugs on the site or to solicit feedback from users on how the site may be improved or what products we should offer in the future. This information is analyzed in an aggregated, anonymous manner where individual user data cannot be viewed.
For information on how Google uses data from cookies it uses, please visit www.google.com/policies/privacy/partners/
How to opt in or out from analytical cookiesSee the section below entitled How to accept or reject cookies.To opt out of Google Analytics tracking across all websites in general, you can do so here: http://tools.google.com/dlpage/gaoptout
Processing information about you contained in or obtained from analytical cookies.
Legal basis for processing
: we process information about you contained in or obtained from analytical cookies in our legitimate interests (Article 6(1)(f) of the General Data Protection Regulation).
MARKETING (OR ADVERTISING) COOKIES
Marketing (or advertising) cookies record information about your visit to and use of our website, for advertising purposes. We use the targeting cookies for the following purposes on our website: to let you share User Generated Content (UGC) or products on our site via social media networks such as Facebook or Instagram. For information on third party targeting or advertising cookies we use on our website, please see the section below entitled Third party cookies .How to opt in or out from marketing cookiesSee the section below entitled How to accept or reject cookies. Processing information about you contained in or obtained from advertising cookies.
Legal basis for processing
: we process information about you contained in or obtained from advertising cookies in our legitimate interests (Article 6(1)(f) of the General Data Protection Regulation).
: displaying advertisements to you about our products and services.
THIRD PARTY COOKIES
elsewhere across the internet, such as another website and to record information relating to how you came to us such as your location when you accessed our website, the time of day you visited and the device you were using and how much you may buy
For information about the cookies Google uses in relation to the above, see the ‘Advertising’ section on the Types of cookies used by Google page in Google’s cookies policy, which is available here: https://www.google.com/policies/technologies/types/
For information about how Google uses data from cookies for its own purposes, please visit the following link www.google.com/policies/privacy/partners/
How to opt in or out from third party cookiesSee the section below entitled How to accept or reject cookies.Processing information about you contained in or obtained from third party cookies.
Legal basis for processing
: we process information about you contained in or obtained from third party cookies in our legitimate interests (Article 6(1)(f) of the General Data Protection Regulation).
OTHER TECHNOLOGIES Web beacons
We and any marketing companies we use such as Mailchimp also embed web beacons in our marketing emails and on our website. Web beacons are small GIF image files which enable us to track your receipt of our marketing emails, how often you view our website pages, your location, IP address and browser information. Web beacons are activated whenever you open a marketing email or access a page on our website which contains a web beacon. Web beacons transmit data when you view them but are not capable of accessing any other information on your computer. Web beacons are not stored on your hard drive unless you download a GIF image containing them.Some (but not all) browsers enable you to restrict the use of web beacons by either preventing them from sending information back to their source (for example, when you choose browser settings that block cookies and trackers), or by not accessing the images containing them (for example, if you select a ‘do not display images (in emails)’ setting in your email server). How to opt in or outSee the section below entitled How to accept or reject cookies.
Legal basis for processing:
we process the information we gather from the use of web beacons in our legitimate interests (Article 6(1)(f) of the General Data Protection Regulation).
(you can find out more about this here: https://uk.reuters.com/article/us-facebook-spain-fine/facebook-fined-1-2-million-euros-by-spanish-data-watchdog-idUKKCN1BM1OU
How to opt in or outSee the section below entitled How to accept or reject cookies.
Legal basis for processing:
we process the information we gather from the use of web beacons in our legitimate interests (Article 6(1)(f) of the General Data Protection Regulation).Legitimate interest:
HOW TO ACCEPT OR REJECT COOKIES
There are a number of different ways in which you can accept or reject some or all cookies and similar technologies. You are welcome to block the use of some or all of the cookies we use on our website. However, please be aware that doing so may impair our website and its functionality or may even render some or all of it unusable. Additionally, added functionality which is provided by personalization technologies will likely not work- impairing our ability to provide content or products which are most relevant to you. You should also be aware that clearing all cookies from your browser will also delete any cookies that are storing your preferences, for example, whether you have accepted cookies on a website or any cookies that are blocking other cookies. You can find more detailed information about cookies and adjusting your browser settings by visiting www.allaboutcookies.org
.Accepting or Rejecting Cookies
Cookie Control Tool: You can accept or reject non-essential cookies by using our cookie management tool. European residents browsing from the EU will see this upon first visiting the site. Upon page load, only our essential cookies are set on your computer. Specific, granular consent must be provided into the cookie control tool in order for you to make use of non-essential cookies. Browser Settings: You can accept or reject some or all cookies (for example, blocking all third-party cookies) by adjusting your browser settings. If you do not know how to do this, the links below set out information about how to change your browser settings for some of the most commonly used web browsers:
Google Chrome: https://support.google.com/chrome/answer/95647?hl=en-GB
Mozilla Firefox: https://support.mozilla.org/en-US/kb/delete-browsing-search-download-history-firefox?redirectlocale=en-US&redirectslug=Clear+Recent+History
Microsoft Internet Explorer: https://support.microsoft.com/en-us/help/278835/how-to-delete-cookie-files-in-internet-explorer
Apple Safari: https://support.apple.com/kb/PH5042?locale=en_US
Some browsers, such as Chrome and Firefox, allow you to change your settings to browse in ‘incognito’ mode, limiting the amount of data placed on your machine and automatically deleting any persistent cookies placed on your device when you finish your browsing session. There are also many third-party applications which you can add to your browser to block or manage cookies. Existing Cookies
To clear cookies that have previously been placed on your browser, you should select the option to clear your browsing history and ensure that the option to delete or clear cookies is included when you do so. Google Ads Settings
You can manage and opt out of personalization of advertisements by Google by visiting Google’s ad settings page here: https://adssettings.google.com/
and by unticking the button entitled ‘Also use Google Account activity and information to personalize ads on these websites and apps and store that data in your Google Account;' and switching the ‘Ads Personalization’ setting off (i.e. by ensuring the switch at the top of the page is set to the left/grey and not the right/blue). Alternatively, you can install a free browser plugin here: https://support.google.com/ads/answer/7395996 Google Analytics Opt-out Browser Add-on
You can opt out of Google Analytics tracking by installing the browser add-on which is available here: http://tools.google.com/dlpage/gaoptout
You can opt in to us using web beacons in our marketing emails by electing to use marketing cookies. You can opt out of our use of web beacons in our marketing emails by going to the bottom of any email from us and clicking 'unsubscribe' or by emailing firstname.lastname@example.org
You can block the Facebook Pixel using our cookie control tool by electing not to consent to advertising cookies. Disconnect for Facebook: You can install a browser add-on tool called ‘Disconnect Facebook pixel and FB tracking.’ This will stop Facebook tracking you on third-party websites. You can install the tool here:
For Chrome: https://chrome.google.com/webstore/detail/disconnect-facebook-pixel/nnkndeagapifodhlebifbgbonbfmlnfm?hl=en
For Firefox: https://addons.mozilla.org/en-GB/firefox/addon/facebook-disconnect/
European Interactive Digital Advertising Alliance Tool
You can opt out of Facebook and other companies that participate in the Digital Advertising Alliance in Europe from showing you interest based ads by visiting http://www.youronlinechoices.com
, selecting your country, clicking ‘Your Ad Choices,’ then locating Facebook (and any other companies you want to block) and selecting the ‘Off’ option.